Posts Tagged ‘price’
Hidden sources of cash to reduce debts
One of the first steps of managing personal debts is to examine any assets which could be liquidated to raise cash with which to clear creditors. Make a list and include:
- Property investments
- Stocks & Shares
- Antiquities & collectables
- Savings accounts
- Premium Bonds
- Leisure equipments – cameras, bikes, snowboards etc.
- Cars, motorbikes, boats
Car owners can unknowingly have large amounts of equity locked up in their vehicle, even if was bought with finance or hire purchase. A final balance to you will be calculated as the car value, less anything owing on the loan. If you have only a few monthly payments left then most of the cars valuation could be returned to you. The car you drive is leased then this guide will not apply in your case. The settlement figure for your loan can be obtained by contacting the lender. The finance company would rarther you sell the yourself than them have to repossess it, even if you have arrears on the loan.
Selling a car for cash, particularly if it needs to be done quickly, often means taking less than the car is really worth. New car salesmen will take your used car but only if they can get it really cheap in exchange for new one. The readership of local newspapers is now so small than few people have any hope of finding a private cash buyer for their car.
There are now a number of online services which will buy your quality used car for cash offeroing a quick decsion over the phone. Used cars under a hundred thousand miles and younger than 7 years will be considered. Get a speedy value for your old car by completing all the questions in the web form and simply wait for a call back with the price. Accept the offer and you will be called to set a date and time for a final in spection and cash hand-over. If you decide to sell you car you can call back and arrange for a viewing after which you will be paid the agree amount.
Beer prices are high, brew your own and save money
How does $0,40 cent per bottle of excellent home brewed beer sound to you? If you consider the average price of a $1,- per bottle, you know that you can save a lot of money by brewing your own beer. You need to be smart in this time of financial crisis and if you like to make things yourself the beer prices of your own product will amaze you. You do something you enjoy, save money doing so and have a great tasting beer, what more do you want?
If you want to brew good quality beer, in a large amount for a real good price your best option is to buy a proper beer brewing kit. This is your biggest investment and will cost you about $100,- to $120,- this also includes the ingredients for your first batch. But this investment will start making you money before you know it.
The beer prices of your own homemade beer depend on the ingredients you will use for the next batches. You can go to your local home brew store and buy everything separate but you can also buy so called beer kit packages. These packages contain everything you need to make the a new batch of beer and they are available in many of your favorite flavors. The price of these beer kit packages for 6 gallons are between $25 to $30. Your per-bottle cost will run around $0.40 inclusive write down cost for the kit.
The ingredients make that the cost vary
Because of a bad growing season, the price of hob was extreme in 2007and went up to 26 dollar a pound, in the year 2000 the price of hob was about 2 dollar a pound. We advise you to start growing your own hobs if you live in an area where that is possible. Over the years beer prices vary and that will also count for your own beer prices. But still in all those years brewing your own beer has been cheaper than buying it. Although it might be saving you just a little bit of money.
The kind of equipment you have does not change the beer prices
Well of course you need to make much more beer to pay of beer brewing equipment of over $300,- then you do when you buy a kit from around $100,- but the prices of equipment have not increased much over the years, this means that the cost of investment have remained fairly constant. So the best you can do is keep the investment as low as you can.
You can also save money by loosing the cost of bottles and caps and to put your finished beer in a keg. You do need to invest in a couple of kegs and a tap but you can get better beer prices if you divided these cost up among the number of times you can use these kegs and taps. This way you can actually reduce the beer prices per gallon even further. But at a price of less than 0.50 cents per bottle of excellent homemade beer who needs to?
Drew Brown has one hobby, home made beer brewing and he loves to share it with the world. On his website BrewingYourOwn.com he tells you all about beer brewing equipment and beer making supplies.